Ready for retirement? At age 62 I wasn’t!

At the end of May of 2018, I decided to walk away from a profession in the construction industry I’d been doing for the last 15 years. At the age of 62, I should have been thinking about retirement anyway, but I wasn’t.

Now I’m sure my definition of retirement isn’t what your definition is, but that’s okay. I could never see myself puttering around the house all day or golfing seven days a week.

When I think of retirement I see myself still busy working but on my terms, not someone else’s, doing what interests me and still having the time and financial freedom to really enjoy my life!

But I found myself back in the job market, and for a 62-year-old who was in the construction industry all his life, it’s tough, to say the least, and I’m not alone, according to statistics:

Did you know?

Working after the age of retirement.
  • According to the Washington Post, there are a record number of people over 65 who are still in the workforce.
  • Senior citizen workers have more than doubled since 2000 from 4 million to 9 million.
  • Nearly 50 percent of people ages 50 to 59 have no pension coverage.
  • Teresa Ghilarducci, a labor economist with New York’s New School for Social Research was quoted saying “There is no part of the country where the majority of middle-class older workers have adequate retirement savings to maintain their standard of living in their retirement.”

So how much should you have for retirement?

In an AARP article titled “How Much Money Do I Need to Retire?” according to Morningstar, a Chicago-based investment-research firm, to generate a $40,000 a year income, for 30 years of retirement, you would need savings of $1.18 million.

See anything wrong with this?

  • First off, I don’t know about you, but I don’t have $1.18 million in savings. How many people do you honestly know that do?
  • Second, these figures were based on the current interest and inflation rates at the time of the article. Who really knows what interest and inflation rates are going to do! I don’t have a clue, do you?
  • Third, $40,000 a year isn’t really that much money if you plan on really enjoying your final years!

A solution to the problem of retirement.

Husband and wife working online
Working in the office of your choice.

What if you could work from home or while traveling to new places or visiting family, as long as you had a laptop and an internet connection?

I found what I believe is the perfect solution to my retirement problem!

It is a journey of attraction, self-awareness, spiritual growth, and becoming educated as a digital entrepreneur that I started on in June of 2018.

What is unique about this journey is I’m not only solving my retirement problems through a value-based process of attraction and self-awareness, but it’s allowing me to help others that are in the same boat do the same!

It’s also a continuation of an older journey.

When I was 50 I suffered a heart attack and was laid up for about 6 months. At this time I started on a somewhat personal spiritual journey and after 13 years the somewhat no longer exists.

I could go on and on about my spiritual journey, what I’ve learned, how I’ve changed, and continue to change, but not right at this moment. But I will in future posts.

So follow my lead……

As I journey down my path, I invite you to come along with me, in hopes that I can give you some choices and help in your own journey through my experiences and thoughts.

I also invite you to go to my contact page and drop me a line or two with your thoughts, questions, and suggestions as my journey through attraction, self-awareness, and education continues. All by creation and not competition.

As I end this post……

I’d like to share with you something that really made me think about my own identity:

Listen

“We can only get in touch with our own source of intuition and wisdom when we no longer depend upon others’ opinions for our sense of Identity or Worth;

We all tend to worship something;

The question is, will we worship the god of opinion or the god of our heart?

I found I had less and less to say, until finally, I became silent, and began to listen, I discovered in the silence the voice of God.”

– Soren Kierkeguard –

15 Replies to “Ready for retirement? At age 62 I wasn’t!”

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